Everything you need. Nothing you don't.
Circle Pay combines powerful features with simple design to give you the ultimate payment experience.
NFC Tap-to-Pay Technology
Pay at millions of contactless terminals worldwide. Just unlock your phone, hold it near the terminal, and you're done.
Works on all Android devices with NFC
Accepted anywhere contactless payments are supported
Lightning-fast transactions in under 2 seconds
Zero fees on all transactions
Built-in Digital Wallet
Load money into your Circle Pay wallet and use it for instant peer-to-peer transfers, online payments, and in-store purchases.
Free Transfers to Friends
Send money to anyone with Circle Pay for free using just their phone number
Quick Top-Ups
Add funds from any bank account or card in seconds
Smart Transaction History
Track every payment with detailed transaction records. Filter by date, merchant, amount, or payment method.
Real-time Notifications
Get instant alerts for every transaction
Fraud Protection
Instantly flag suspicious transactions and freeze cards
Secure by design
Your money and data are protected at every step
Tokenization
Your real card numbers are replaced with secure tokens that can't be stolen
Biometric Auth
Unlock payments with your fingerprint or face for added security
Encrypted Storage
Military-grade encryption protects your stored payment information
Circle Pay Virtual Card
Get a virtual Circle Pay card linked to your wallet balance. Perfect for online shopping and splitting bills with friends.
Zero fees - no monthly, no transaction fees
Free peer-to-peer transfers
Full fraud protection
Works everywhere Visa is accepted
Circle Pay Virtual Card
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VALID THRU
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